by Debbie | Financial Planning, Investing, Saving
A wild roller coaster ride might be an apt description of the stock market drop experienced in the last few weeks. Using the S&P 500 Index as a proxy for the market, stock prices (also called share prices) tumbled nearly 20% in the last three months, with half of... 
by Debbie | Investing, Money Mindset, Saving, Smart Spending
Do you feel exhausted living paycheck to paycheck and never seem to get ahead?Or, perhaps you’re stuck in a vicious cycle of debt that feels completely draining and it’s causing financial stress?Maybe, you’re one of the lucky ones who’s doing okay. You even save money... 
by Debbie | Financial Planning, Investing, Retirement
Plenty of people tell me they’d like to start investing but they feel a little intimidated by all the different products and investment terms investors need to know about. If this sounds familiar, then you’re not alone. According to a recent survey, over... 
by Debbie | Financial Planning, Investing, Retirement
Some people ask me if they should invest in individual stocks as opposed to investing in an equity fund, where a portfolio manager is responsible for deciding which stocks to buy, sell, and hold. As with everything, there are advantages and disadvantages of investing... 
by Debbie | Financial Planning, Investing, Saving
In this article, I’m going to clarify the “active versus passive investing” debate. There are strong opinions on both sides of the equation. Let’s weigh up the pros and cons of each approach so you can make the investment choice that’s right for you.... 
by Debbie | Financial Planning, Investing
On the surface, the difference between a mutual fund and an ETF may not seem so significant. But these products serve different needs. In this article, we’ll take a look at how both these investment tools work and what considerations you should have before... 